TIME AND MONEY (TAM), Version 1.5, is a simple monitoring and planning
program for controlling home finances.

The program will work with any IBM personal computer, including the
junior and the AT, if it has 128K of memory, and at least one double-
sided floppy disk.  TAM is compatible with DOS 1.1, 2.0, 2.1, and 3.0.
It will work equally well in color or black and white.

If you have a hard disk, make a directory and put all the TAM files
there.  You start the program like this:
                                          C> TAMSTART

If you have a two floppy disk system, format a blank disk and put a copy
of DOS on it.  Now copy all the files on the TAM distribution disk onto
this program disk, except for TRANS, BUDDY, and PLAN.  The program disk
goes in drive A.  The 3 demo files should go on a data disk in drive B.
Start the program this way:
                                          A> TAMSTART

When the program begins, some questions about your equipment will be
asked.  Next comes the main menu.  From here you can display a short
tutorial describing how to operate the TAM system.  

