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                  Knew Systems Inc Agreement fo OS2Card
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       IF YOU DOWNLOAD OR USE THIS PROGRAM YOU AGREE TO THESE TERMS.

         Knew Systems Inc. grants you a license to use the Program only
         in the country where you acquired it.  We do not transfer title
         of the Program to you.  You obtain no rights other than those
         granted you under this license.

       Under this license, you may:

       1. use the Program on one machine, or one file server. 
          The use on multiple machines may cause registration 
          invalidation on those machines.


       You may NOT:

       1. sublicense, rent, lease, or assign the Program; and
       2. reverse assemble, reverse compile, or otherwise translate the
          Program.


       Under no circumstances are we liable for any of the following:

       1. loss of, or damage to, your records or data; or
       2. economic consequential damages (including lost profits or
          savings) or incidental damages, even if we are informed of
          their possibility.

       Some jurisdictions do not allow these limitations or exclusions,
       so they may not apply to you.

       IF YOU DOWNLOAD OR USE THIS PROGRAM YOU AGREE TO THESE TERMS.

       THERE ARE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE
       IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A
       PARTICULAR PURPOSE.

       Some jurisdictions do not allow the exclusion of implied
       warranties, so the above exclusion may not apply to you.

       You may terminate this license at any time. We may terminate this
       license if you fail to comply with any of its terms. In either
       event, you must destroy all your copies of the Program.

       You may not sell, transfer, assign, or subcontract any of your
       rights or obligations under this license. Any attempt to do so is
       void.

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