AGREEMENT FOR IBM GLOBAL NETWORK ACCESS TO INTERNET SERVICES

This IBM Internet Connection Service and related Program (collectively the "Service") are
being provided to you, the end-user ("You"), by Your IBM Global Network local Service
provider ("We" or "Us").  The IBM Global Network local Service providers and any unique
country terms are listed in Attachment A.  In the United States, Your IBM Global Network
local Service provider is Advantis.  The terms and conditions written below may be
supplemented or amended by the accompanying materials included in the software or
preloaded packaging if any.  Please read these accompanying materials and all pages of
this agreement (collectively referred to as "Agreement") before proceeding.  You are
authorized to access and use this Service when You have completely filled in all the
required registration information and indicated Your concurrence with terms of this
Service as described in the registration instructions.

This Agreement, its Fee Schedule and Your registration information are the complete
agreement between You and Your IBM Global Network local Service provider regarding this
Service and replace any prior oral or other communications between us.  In case of any
conflict between the Agreement and its Fee Schedule, the Fee Schedule shall take
precedence.

YOUR ACTION IS REQUIRED TO CANCEL THE SERVICE.  CANCELLATION MAY BE
PROCESSED BY LOGON TO THE REGISTRATION SERVICE, BY WWW PAGE,
OR BY PHONING THE HELPDESK FOR YOUR COUNTRY.


1)  Charges

You will incur Registration and Dial Access charges as specified in the Fee Schedule for
IBM Global Network Access to Internet Services when using this Service.  Dial Access
charges are computed using a 36 second minimum and 36 second minimum increments for
each dial access.  We provide You the Fee Schedule upon Your initial use of the Service.

We may, at Our option, elect to accept Your credit card for payment.  If You have provided
us with Your credit card for payment and We have accepted this mode of payment, all
charges that You incur for use of the Service will be debited to the credit card number
You provide to Us. Should You decide not to use the Service, You must cancel
Your registration or You will be invoiced for the relevant charges for the Service.
Should this credit card number expire or should We otherwise be unable to debit
valid charges to this credit card number, We may immediately and without notice
 withdraw Your access to the Service.


2)   Description

Under this Agreement, We provide You dial access to and use of the Service for the
specific purpose of enabling You to access the Internet and offerings available on the
Internet.

Dial access is via telephone number(s) which We provide to You. When You use dial access,
You will incur a dial access charge.

Access to Internet Service Description

We provide only access to the Internet.  We do not own or control all of the various
facilities and communication lines through which access may be provided.  Accordingly, We
shall not be responsible for user/access security.

Each Internet provider owns, maintains, and/or supports its offering.  Availability and
content of an Internet offering are the responsibility of the Internet offering provider.
Certain Internet offerings may contain language or pictures which some individuals may
find offensive, inflammatory, or of an adult nature.  Such contents are the sole
responsibility of the Internet offering provider. We do not endorse such materials and
disclaim any and all liability for their content.

With regard to Internet offerings, You are responsible for:

1.  determining what offerings are available via the Internet;

2.  determining if an Internet offering meets Your requirements;

3.  obtaining from any Internet offering provider user IDs in order to access their
offering;

4.  contacting any Internet offering provider directly if You have problems with
their offering;

5.  having invoiced directly to You and paying Internet offering provider charges if any,
associated with Your usage of their offering;

6.  obtaining and adhering to all other terms associated with usage of Internet or a
specific Internet offering or an intermediate provider's offering which We use for access
to the Internet.

Program License

These Program license terms apply to your installation and use of the Advantis Dialer and
Registration program, which program includes copyrighted materials and programs of Our
Licensors (collectively referred to as "Program").  This license is granted to You by the
IBM Global Network local Service provider in Your country.  This Program is licensed and
not sold. Title to the Program does not pass to You.  We own, or license from the owner,
copyrights in the Program.  You obtain no rights other than those granted You under this
License.

The term "Program" means the original (including any revision, enhancements, updates, or
the like) and all whole or partial copies of it, including modified copies or portions
merged into other programs.

You are responsible for the use of, and results obtained from the Program.  This Program
may be used only in conjunction with access to the IBM Global Network and only used by You
on one machine at any one time.  You may not reverse assemble or reverse compile the
Program, except as specifically provided by law, without the possibility of a contractual
waiver.  You may not sublicense, rent, lease, or assign the Program.

If you are the original end-user of this Program, You may transfer up to ten (10) copies
of the Program to another party(s) who communicates through the IBM Global Network.  If
You transfer the Program, you may transfer only an unaltered copy of the Program, and must
transfer a copy of either this Agreement or the Program License Agreement for the Advantis
Dialer and Registration Program (which may have been electronically provided to You upon
Your installation of the Program and/or may have been included in your packaging material)
and any other related documentation with such unaltered copy; otherwise, if You are not
the original end-user, you may not transfer this Program.  Anyone receiving this Program
from the original end user agrees to the terms of either this Agreement or the Program License
Agreement, as applicable, by installing this Program.  You must reproduce the copyright
notices on each copy, or partial copy, of the Program.


3)  Electronic Communications

Each of us may communicate with the other by electronic means as described in this
Agreement and its registration information. Each of us agrees to the following for all
electronic communications:

1.  the User Identification of a sender, contained in an electronic communication, is
legally sufficient to verify the sender's identity and the communication's authenticity;

2.  an electronic communication sent by You containing Your User Identification
establishes You as its originator and has the same effect as a document with Your written
signature on it: and

3.  an electronic communication, or any computer printout of it, is a valid proof of the
validity of the original content of the electronic communication.


4)  General Terms

Each of us agrees that:

1.  all information exchanged by both of us is nonconfidential. Section 9 of this
Agreement describes Our responsibilities for handling data and information You transmit
over Our network using the Service;

2.  unless otherwise provided for in this Agreement, either party may terminate this
Agreement, with or without cause, by giving notice to the other, in such case the
Agreement will terminate at the end of the month in which notice is given;

3.  any terms varying from this Agreement in any order, written or electronic
communication from You are void;

4.  neither of Us grants the other any license to use either party's patents, copyrights,
trade secrets, or other intellectual property rights, except the licenses specifically
granted under this Agreement;

5.  neither party will bring a legal action more than two years after the cause of action
arose;

6.  if any provision of this Agreement is determined to be invalid, all other provisions
shall remain in force;

7.  this Agreement and all Your rights and obligations are governed by the laws of the
country in which Your IBM Global Network local Service provider is located (the country
where You will be primarily accessing the Service); and

8.  if You need access in another country for an extended period, longer than one month or
more than three non-consecutive months in one year, You must make another registration in
that country with the appropriate IBM Global Network local Service provider.


5)  Our Responsibilities

We will:

1.  provide You with a User Identification code to enable access to the Service.  The
Service allows You to enter and maintain Your registration information;

2.  send any electronic notice to You at the User Identification code We provide You;

3.  provide You with a telephone number to enable You to connect to the Service;

4.  provide You electronic or written notice if We change or terminate this Agreement,
increase Service charges, or change invoicing procedures. Such changes shall be effective
immediately; and

5.  provide access to the current Agreement and any succeeding Agreement, as applicable so
that You may retrieve it or view it online.


6) Your Responsibilities

You agree:

1.  to review any Agreement updates We provide.  Your continued use of the Service shall be
construed as Your acceptance of the updated Agreement terms;

2.  to keep current all registration information, using the Service, including Your
address and credit information;

3.  that We may use Your name, User Identification code and other identifying information
in Our user directory;

4.  not to assign, or otherwise transfer, this Agreement or Your rights under it, delegate
Your obligations, or resell the Service.  Any attempt to do so is void;

5.  that You are responsible for the results obtained from the use of the Service;

6.  that You will not introduce viruses and trojan horses on the Internet;

7.  to obtain, install, and maintain suitable equipment and software as necessary to
access the Service;

8.  not to use the Service for any criminal or illegal activities, or post any
information that is obscene, pornographic, or of a sexually explicit or graphic
nature which violates any local, state, or federal law, regulation, or the like, or
which might otherwise be legally actionable;

9.  not to use the system to hack or otherwise obtain unauthorized access;

10. not to use the Service for spamming, flaming, or other similar activities;

11. not to seek redress from the IBM Global Network local Service provider if You are
harmed or offended by information which You access through the Service or other Internet
offering provider's service;

12.  be responsible for accurately addressing information sent using the Service;

13.  to obtain all required permissions if You use the Service to receive, upload,
download, display, distribute, or execute programs or perform other works protected by
intellectual property laws including copyright and patent laws;

14.  to comply with all applicable laws, regulations, or conventions including those
related to data privacy, international communications, and exportation of technical or
personal data;

15.  not to delete or alter author attributes or copyright notice, unless expressly
permitted in writing by the author;

16.  to give all required notices under this Agreement by calling Your local support
center, see "Internet Access Support" for the telephone number of Your IBM Global Network
local Service provider;

17.  to pay any taxes, including personal property taxes, resulting from the Program and
Services provided under this Agreement.  This does not include taxes based on Our net
income;

18.  to pay charges for all Service usage You incur by any means. Failure to promptly pay
may result in suspension of Your access to the Service;

19.  to provide Us with the requested identification when requesting password reset or in
connection with other security related matters; and

20.  indemnify the IBM Global Network local Service provider and Our Licensors for any
damages or costs associated with Your breach or failure to perform Your responsibilities
hereunder.


7)  Disclaimer of Warranty and Limitation of Liability

WE WARRANT THAT, IF AN END-USER IS DISSATISFIED WIT THE SERVICE OR ANY
FEATURE PROVIDED IN OR THROUGH THE SERVICE, UPON NOTICE FROM THE
END-USER, WE WILL TERMINATE THE AGREEMENT AND, UPON REQUEST REFUND THE
UNUSED PORTION OF ANY PREPAID FEES FOR THE CURRENT MONTH AND ANY
FUTURE MONTHS, LESS ANY BALANCES OTHERWISE DUE US.  THIS IS YOUR SOLE
AND EXCLUSIVE REMEDY.

THE SERVICE, PROGRAM AND ANY OTHER PRODUCT WHICH WE PROVIDE TO YOU AS
PART OF OUR SERVICE ARE PROVIDED "AS IS."  EXCEPT AS SPECIFICALLY SET FORTH
HEREIN, NEITHER WE NOR OUR LICENSORS MAKE ANY WARRANTIES,
REPRESENTATIONS OR CONDITIONS OF MERCHANTABILITY, QUALITY, AND FITNESS
FOR A PARTICULAR PURPOSE RELATING TO OUR PROGRAM, SERVICE, AND/OR
RELATED PRODUCTS THAT WE OR OUR LICENSORS PROVIDE OR THE SERVICE OF
ANY OTHER SERVICE PROVIDER. DO NOT USE THE PROGRAM, SERVICE OR RELATED
PRODUCTS IN ANY HIGH RISK ACTIVITIES WHERE DAMAGE OR INJURY TO PERSONS,
PROPERTY, ENVIRONMENT OR BUSINESS MAY RESULT IF AN ERROR OCCURS.  YOU
EXPRESSLY ASSUME ALL RISK FOR SUCH USE. WE DISCLAIM ANY WARRANTY OF
TITLE OR FOR ANY THIRD PARTY'S OFFERING(S) OR PRODUCT(S). ALL SUCH
WARRANTIES AND REPRESENTATIONS ARE HEREBY EXCLUDED. WITHOUT
LIMITATION, NO WARRANTY IS GIVEN THAT THE PROGRAM, SERVICE OR
PRODUCTS ARE ERROR-FREE.

WE, INCLUDING OUR LICENSORS, DISCLAIM ANY LIABILITY OR RESPONSIBILITY
ARISING FROM ANY CLAIM THAT YOUR ACCESS OR USE OF THE PROGRAM,
SERVICE, AND/OR RELATED PRODUCTS WE PROVIDE OR ANY OTHER SERVICE
PROVIDER'S SERVICE OR PRODUCTS INFRINGES ANY THIRD PARTY'S
INTELLECTUAL PROPERTY RIGHTS.

IN NO EVENT ARE WE OR OUR LICENSORS LIABLE FOR :  A) DIRECT, SPECIAL,
INDIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES EVEN IF WE HAVE BEEN
ADVISED OF THE POSSIBILITY THEREOF INCLUDING, BUT NOT LIMITED TO, LOST
PROFITS, LOST BUSINESS REVENUE, OR FAILURE TO REALIZE EXPECTED
SAVINGS; OR,  B) ANY CLAIMS AGAINST YOU BY ANY OTHER PARTY.

This Section applies to all claims by You irrespective of the cause of action underlying
Your claim, including, but not limited to:  a) breach of contract, even if in the nature
of a breach of condition or a fundamental term or a fundamental breach, or b) tort,
including but not limited to negligence or misrepresentation.

In no event are We or Our Licensors liable for any damages arising from Your failure to
perform Your responsibility in connection with this Agreement, or arising from any cause
beyond Our control, including but not limited to delay in the performance of Our
obligations or misuse of Your Userids.  All limitations and disclaimers stated in this
Section also apply to Our Product Licensors as intended beneficiaries of this Agreement.
Any rights or limits stated herein are the maximum for which we are collectively
responsible.


8) Your Additional Rights

You may have additional rights under certain laws (such as consumer laws) which do not
allow the exclusion of implied warranties, or the exclusion or limitation of certain
damages. If these laws apply, Our exclusions or limitations may not apply to You.


9) Customer Transmitted Data

We agree to respect the nature of Your confidential information, including programs and
data, transmitted electronically over Our network while using the Service.  However, We
and/or Our Licensors have no obligation of confidentiality relating to Your information,
including programs and data, which is not confidential.  Information that is not
confidential includes information which is:

1.  either currently publicly available or becomes publicly available in the future;

2.  rightfully received by either of us from a third party without any obligation of
confidentiality;

3.  already in Our possession without an obligation of confidentiality;

4.  independently developed by Us;

5.  approved for disclosure by You; or

6.  treated by You as nonconfidential.

In addition, any idea, concept, know-how, or technique which is developed or provided by
either of Us or jointly by both of Us (subject to applicable patents and copyrights)
may be freely used by either of Us in any way We deem appropriate.  Further, We or Our
Licensors may disclose any of Your confidential information to the extent required by law
or by order of court or other authorized government entity.

Handling of Your Information

You are responsible for selection and use of the security facilities and options that We
provide.  You are responsible to develop and maintain procedures (apart from the Service)
to protect Your information.  You are responsible for backup and restoration of Your
information.

For the purposes of operation and maintenance, We may use, copy, display, store, transmit,
translate, edit and distribute Your information to multiple domestic and international
servers. We agree not to reverse assemble or reverse compile Your information.  We do not
guarantee that these procedures will prevent the loss of, alteration of, or improper
access to, Your information.   You agree that access to Your information will not prohibit
or prevent Us from developing or marketing any offering or product.  For transmission
carried over interexchange carriers' and local exchange carriers' and other provider's
transmission facilities, We are not responsible for transmission errors, or corruption or
security of data.


10)   Service Availability and Access

This Service is generally available daily, seven days a week, except for maintenance.
Service maintenance generally takes place from 3 a.m. until 5 a.m. (U.S. Eastern time) on
Sunday. In addition, the registration facilities are generally not available from 9 p.m.
Saturday until 5 a.m. (U.S. Eastern time) on Sunday.  However, We may at anytime without
notice or liability restrict the use of the Service or limit its time of availability in
order to perform maintenance activities.


11)  Miscellaneous

You represent that You are not a specifically designated individual or entity under any
U.S. embargo or otherwise the subject, either directly or indirectly (by affiliation, or
any other connection with another party) to any order issued by any agency of the U.S.
Government limiting, barring, revoking or denying, in whole or in part, Your U.S. export
privileges.  You agree to notify Your IBM Global Network local Service provider
immediately in the event You become subject to any such order.

We reserve the right to immediately withdraw the Service from You if, in Our opinion, Your
use of the Service is disruptive, causes a malfunction of the Service, violates the terms
of this Agreement, if We receive information that the Service or Your use of the Service
(or any part thereof) may violate any copyrights or other intellectual property rights of
Ours or a third party or any other applicable laws and regulations (including but not
limited to US export regulations), or if We receive an order from a court of competent
jurisdiction requiring Us to do so.

If You connect to the Service automatically, without manually entering Your User
Identification code, You must understand that anyone, including a child, who has access to
Your computer can also gain access to the Service or other services that You disapprove of
and could abuse Your personal registration information.



                                        Attachment A

        LIST OF IBM GLOBAL NETWORK LOCAL SERVICE PROVIDERS



    Country                                     Provider

Argentina               IBM Argentina
Australia                       Integrated Systems Solutions Corp.
Austria                 IBM Oesterreich Internationale Bueremaschinen Gelleschaft m.b.H.
IBM Belgium             IBM Belgium SA/NV
Bulgaria                        IBM Bulgaria Ltd.
Brazil                  IBM Brasil - Industria, Maquinas, Servicios Limitada
Canada                  Advantis Canada
Chile                   IBM de Chile SAC.
Columbia                        IBM de Columbia
Cyprus                  IBM Semea, S.p.A.
Czech Republic  IBM Ceska Republika spol.  s. r .o.
Denmark                 IBM Danmark A/S
Finland                 Responsor Oy
France                  Axone S.A.
Germany                 IBM Deutschland Systeme & Netze GmbH
Greece                  IBM Hellas S.A.
Hong Kong               IBM China/ Hong Kong Corp.
Hungary                 International Business Machines Corporation Magyarorszagi Kft.
Indonesia               Sistelindo Mitra Lintas
Ireland                 IBM Ireland, Ltd.
Italy                   IN.TE.S.A. S.p.A
Israel                  IBM Israel Ltd.
Japan                   IBM Japan
Korea                   IBM Korea, Inc.
Malaysia                        VADS Sdn Bhd
Mexico                  IBM de Mexico, S.A.
Netherlands             IBM Nederland N.V.
Netherlands Antilles    IBM World Trade Corp.- Netherlands Antilles Branch
Luxembourg              IBM Belgium SA/NV
New Zealand             IBM New Zealand
Norway                  Responsor AS
Philippines             IBM Philippines
Russian Federation IBM East Europe/Asia Ltd.
Slovakia                        IBM Slovensko spol s. r. o.
Slovenia                        IBM Slovenija d.o.o.
South Africa            Trafex-PTY-Limited
Spain                   IBM Integrated Support Services, S.A.
Sweden                  Responsor Aktiebolag
Switzerland             IBM Informatica AG
Thailand                        IBm Thailand Company Limited
Turkey                  IBM Turk Limited Sirketi
UK                      IBM United Kingdom Ltd.
USA                     Advantis
Venezuela       IBM Venezuela, S. A.




                                        Country Unique Terms



The following terms are country specific amendments to this Agreement.  All Agreement
terms not specifically modified or deleted by these amendments remain in effect.

A.1  United States.  Notwithstanding anything herein to the contrary, You agree that
recourse by You for satisfaction of claims of any nature against Advantis or any partner
in Advantis arising in connection with the performance of this Agreement shall be limited
solely to the property of Advantis and not to the nonpartnership property of any partners
in Advantis or the partners' direct and indirect beneficial owners.  The laws of the State
of New York govern this Agreement.

A.2  Canada.  The laws of the Province of Ontario govern this Agreement.

A.3  Australia.  You agree to give all required notices under this Agreement by writing
to: Manager, IBM Information Network, ISSC Australia, GPO Box 2628, Sydney NSW 2001.

Section 7 Disclaimer of Warranty and Limited Liability is modified as follows:
Where We are in breach of a condition or warranty implied by the Trade Practices
Act 1974, Our liability is limited to: (a) where We supplied services - the cost of having
the services supplied again, or (b) where We supplied goods - the repair or replacement
of the goods, or the supply of equivalent goods.  Where the condition or warranty
relates to right to sell, quiet possession or clear title, or the goods are of a kind
ordinarily acquired for personal, domestic or household use or consumption, then
none of the limitations in this paragraph apply.

Service Availability and Access.  As noted in Section 10, there is a weekly maintenance
period in which the Service will be unavailable (5 p.m. until 7 p.m. Sunday, Sydney time).
Further, the Australian component of the IBM Global Network is generally unavailable
between 1 a.m. and 5 a.m. Sunday, Sydney time for local maintenance and thus the
Service may be unavailable during these times.

A.4  New Zealand.  Section 7 Disclaimer of Warranty and Limited Liability is modified
as follows:   The Consumer Guarantees Act 1993 will not apply in respect of any goods
or offerings which We provide if You require them for the purposes of a business as
defined in that Act.  Where products or services are not acquired for the purposes of
a business as defined in the Consure Guarantees Act 1993, the limitations in this
Section are subject to the limitations in that Act.

A.5  Germany, Austria & Switzerland.  Instead of Section 8, Your Additional Rights,
the following applies:  The limitations and exclusions specified in this Agreement will not
apply to damages caused by us with intention or gross negligence.  We are liable
for assured characteristics.

Section 4, General, item 5 is revised as follows:  The limitation on bringing a legal
action is not applicable in case of tort by either Us or Your or Our respective Agents.

A.6  Japan.  All disputes with respect to this Agreement shall be determined by Tokyo
District Court, Japan.

Service Availability and Access.

As noted in Section 10, there is a weekly maintenance period in which the Service
will be unavailable ( 5 p.m. until 7 p.m. Sunday, Japan time; advance 1 hour in the
summer time). Further, the Japan component of the IBM Global Network is generally
unavailable between 10 p.m. Sunday and 6 a.m. Monday, Japan time for local maintenance
and thus the Service may be unavailable during these times.

"800" Number Dial Access Surcharge.

Japan does not apply the above-mentioned charge. This is for the
carrier access in Japan.

A.7  Italy.  CONTRACTUAL TEXT SHOWN ONLY FOR ACKNOWLEDGMENT. SERVICE
DELIVERY IS ONLY PROVIDED AFTER THE RECEIPT OF THE CONTRACT SIGNED
TWICE (AS REQUIRED BY ITALIAN LAW).  Until then, Your Userid is still registered
but cannot be used.  Please send the signed contract to INTESA SpA, AMM Vendite,
Via Servais 125, 10146 Torino, Italy.

A.8  Israel.  In Section 4 General, item 5 is revised as follows:  The limitation on
bringing a legal action will be according to the law of limitation provided a
notification concerning the cause of action was sent no more than two years after
the cause of action arose or became known to plaintiff.

A.9  Hong Kong.   Service Availability and Access.  As noted in Section 10 and item 3
above, there are weekly maintenance periods in which the Service will be unavailable (4
p.m. until 6 p.m. Sunday and 11 p.m. Tuesday until 3 a.m. Wednesday, Hong Kong time).
Further, the Hong Kong component of the IBM Global Network is generally unavailable
between 8 p.m. and 12 midnight Sunday, Hong Kong time for local maintenance and thus the
Service may be unavailable during these times.  The hours stated herein may vary subject
to summer time as applicable in Australia and the United States.  You may contact Our
Interconnection Helpdesk for information.

"800" Number Dial Access Surcharge.

Hong Kong does not apply the above mentioned surcharge.

A.10  Philippines.  Venue for suit arising from this Agreement shall be the proper courts
of Makati, Metro Manila, Philippines.

Service Availability and Access

The Philippines component of the IBM Global Network is generallyunavailable between
11 p.m. Tuesday and 3 a.m. Wednesday, Manila time, for system maintenance and thus
the Service may be unavailable during these times.

A.11  Ireland.  Nothing in this Agreement shall affect the statutory rights of consumers.

A.12  Argentina.  Customers in Argentina will receive a hardcopy of the Agreement,
including country unique terms for Argentina, when they request to register for the
Service and Program.

A.13  Chile.  Customers in Chile will receive a hardcopy of the Agreement, including
country unique terms for Chile, when they request to register for the Service and Program.

A.14  Greece.  You are required to give Us Your address, telephone number, and tax
registration number in order for Us to provide You with contract terms and with Your
official monthly invoice (in accordance with Greek law.)  THE CONTRACTUAL TEXT SHOWN
ELECTRONICALLY IS ONLY FOR ACKNOWLEDGMENT.  SERVICE DELIVERY IS ONLY PROVIDED
AFTER THE RECEIPT OF YOUR WRITTEN ACCEPTANCE OF THE CONTRACTUAL TERMS.
Until then, Your Userid is still registered but cannot be used. Please send Your
acceptance to IBM Hellas S.A., 26 Filellinon Street, 10558 Athens, Greece.

A.15  South Africa.  This Agreement will be governed by the laws of the Republic of
South Africa.  The parties hereby consent to the jurisdiction of the Magistrates Court
in respect of any action or proceedings which may be brought against either party
in connection with this Agreement, notwithstanding that such action or proceedings
would otherwise be behond such jurisdiction, without prejudice to the right of either
party to institute any such proceedings in the Supreme Court having jurisdiction.

A.16  Turkey.  In section 4.5, replace the words "two years" with the words "five years".
In section 6.15, you agree to to give all required notices under this Agreement by
calling 0.800.211.40.32 and confirming the same in writing to IBM Turk Limited
Sirketi, Buyukdere Caddesi, Levent  80613, Istanbul.

A. 17  Central Europe & Russia.  This Agreement will be governed by the material
laws of Austria.  All disputes and controversies between the parties arising
out of, or in connection with, this Agreement or its implementation, performance, or
interpretation, shall be finally settled under the Rules of Arbitration and
Reconciliation of Arbitral Centre of the Federal Economic Chamber in Vienna
(Vienna Rules), by three arbitrators, appointed in accordacne with said Rules.  The
arbitration shall be held in Vienna, Austria.  The official language of the proceedings
shall be English.  The decision of the arbitrators shall be final and binding upon
both parties and therefore, the parties pursuant to pragraph 598(2) of the Austrian
Code of Civil Procedure, expressly waive the application of paragraph 595(1),
figure 7 of said Code.  The clauses set forth above shall, however, in no
way limit our right to institute proceedings in any competent court.

 A. 18 Malaysia.  Any dispute arising in connection with this Agreement which
cannot be settled by negotiation between the parties or their representatives
shall be submitted to arbitration in accordance with the Rules for
Arbitration of Kuala Lumpur Regional Arbitration Center.

Service Availability.  As noted in Section 10 there is a weekly maintenance period in
which the Service will be unavailable (3:00pm-5:00pm Monday, Malaysia time).  Further,
the Malaysia component of the IBM Global Network is generally unavailable from
Saturday 9:00pm through Sunday 2:00am, and Monday 1:00am-4:00am, Malaysia time.









